childbirth costs
if there’s one smart move we made before leaving germany, it was to sign up for the mawista health insurance. as i’ve blogged previously, the efficiency of the health care system in germany is something i have been very impressed with. as we were not sure what kind of health insurance we’d be getting here in singapore and how long the paperwork will take to get the family covered, we decided to sign up for a year’s coverage with mawista to bridge the gap. basically, it’s like a year long travel health insurance.
it turned out that the local health insurance we have here does not cover a lot of things. pregnancy and childbirth, for example, isn’t, as it’s not considered to be an illness. so if we didn’t have mawista, we would have had to cough out the S$4000-6000 from our own pockets for the delivery alone. that’s assuming it’s going to be a normal, straightforward delivery. as it is, we’ll have to shell out the cash upfront anyway, but at least we get reimbursed later. now i understand why, during my first consultation with the OB-Gyn, upon seeing on my records that i am a pinoy, the receptionist asked whether i plan to give birth here in singapore. i thought it was a ridiculous question then. after all, where else would i want to give birth? i live here, don’t i? but now, i get it.
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3 Responses to “childbirth costs”
April 17th, 2008 at
hmm, weird naman ng ibang insurance policy dyan. my hubby din is asking about insurance in pinas e, may balak talagang dun na tumira but he’s so afraid about the insurance sa atin. baka mas ‘weirder’ pa yung sa pinas. and i dont really have an idea.
April 18th, 2008 at
love ko talaga ang german health insurance…vang klay! (translation: ibang klase)
April 18th, 2008 at
raquel: i think if you get the super-mega-premium plans, ok na din ang coverage. but nothing can compare to the ease of use and dependability of the german health insurance pa din. it might not be worth it if you retire in pinas, pero if it’s a temporary move, i’d recommend getting a germany-based insurance. ours also offer the option na in severe situations, they will even fly you to germany for treatment.
rhada: sinabi mo! (buti na lang, may sinulat kang translation, haha!)