swipe it!
after so many years of living without one, we finally got a credit card. we did have a visa debit card which, in principle can have an overdraft of a few thousand euros, but debt-phobics as we are, we always went on a panic mode even if we were say, just a hundred below zero. we never needed a high limit credit card. actually, we still don’t. the only reason we applied for one is to use it to verify my paypal account.
i can see why a credit card can be handy in a shopper’s haven like singapore, though. you also get rebates particularly if you shop from partner shops, so it’s not all bad. pretty handy, too, for making online purchases. oh and yeah, how can i forget, it’s lifesaving if you get admitted to a hospital. when mia was admitted a couple of months ago, we were asked for S$5000 deposit, in cash, pronto. i remember we were flabbergasted for a few seconds there. coming from germany, that’s one of the things you never even think of, you know. you don’t even discuss money and bills. you’re sick, therefore you get treated. someone somewhere (well, the insurance people) will pay for it somehow. here? we spent more time with the “admissions officer” discussing costs of hospitalization than with the doctor. feels kinda… third world.
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