we don’t own a car here in singapore. would be nice and convenient to have one, but considering the associated costs and paperwork one has to go through to have your own four wheeler (and this how-to page does not even include getting auto insurance quotes), we simply couldn’t afford the luxury. and in singapore, a car IS a luxury.

and besides, i’m sure that with the current financial/economic crisis, local banks wouldn’t be dishing out car loans so easily at this point. in the us, many banks and auto finance companies are no longer willing to lend money for such purposes, and if this goes on, they fear it might lead to the bankruptcy of major car companies.

when times get rough, i suppose the first things that get scratched off your buying list are the luxury items you can well do without. um, can you live without a car?

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